If I really loved and trusted him, I would have let him make all the financial decisions. That was an end-of-days accusation. Because he knew so much more about it than I did, and I had no right to question him.
This man put his student loans on credit cards. He consistently paid bills late, once so late that we lost utilities. He said he didn't have time to get to it. I ended up being the one responsible for making sure that bills were actually paid.
Yes, he understands options, trading, and the more esoteric higher yield stuff. But you need to put in time and effort to make that work. Looking for a balance of APR and effort, I tend to pick the highest APR with minimal continued effort required on my part. And I try to save money around the house by not eating out a lot, keeping the thermostat low, not doing recreational impulse buys . . . all wrong, wrong, wrong. I talked about renting out a room in our house for extra income, NO! We were supposed to have been bold with our money and invest aggressively. And I should just TRUST HIM.
He's so worried about retiring broke. What does he think dividing households is going to do to him financially?
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